Plan regular investments with a clear SIP projection
A Systematic Investment Plan invests a fixed amount at regular intervals. This calculator compounds each monthly contribution using the return you enter and can increase the contribution once per year. The result separates your own investment from estimated market growth, making it easier to test retirement, education and long-term wealth goals.
How to use it
- Step 1Enter the amount you plan to invest every month.
- Step 2Set an assumed annual return and your investment duration.
- Step 3Optionally add an annual step-up when you expect your contribution to grow.
- Step 4Review the future value, total invested amount and year-by-year projection.
Frequently asked questions
Is the SIP return guaranteed?
No. The result is only an illustration based on the constant annual return you enter. Mutual fund returns depend on markets and can be higher or lower.
What is a step-up SIP?
A step-up SIP increases your monthly contribution by a chosen percentage each year, often to keep pace with income growth.
Does this calculator include tax or fund charges?
No. It estimates investment growth before taxes, expense ratios, exit loads and other fund-specific costs.
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